Deposit Bond Calculator

Our deposit bond calculators make it simple to plan your next property move. Get an instant quote using the Deposit Bond Fee Calculator and discover how your deposit bond fee supports a smoother and more flexible property purchase, or explore your potential long term savings with the Savings Calculator. Start by choosing a calculator below to get started.

Our long-term deposit bond savings calculator shows the financial advantage of using a deposit bond to secure a property instead of paying a cash deposit upfront. By entering a few simple details, you’ll see the potential savings instantly.

Whether you’re buying your first home, investing in property, buying off-the-plan or downsizing, a deposit bond makes it easy to protect your investments and cash flow while you wait for settlement.

Fee Calculator
Savings Calculator

To get an instant quote on the one-time fee, use our deposit bond calculator. Simply enter the purchase price and deposit amount to get started.

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Mortage Broker or agent
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Developer or Real Estate Agent

Or
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You can borrow up to 15% of the purchase price as a deposit.

$

$

Deposit Power one-off bond fee
$13,000.00

*If you're ready to proceed, click 'Apply now' to complete the application process. Once you receive digital approval, simply pay your one-time fee securely online.

$

You can apply for up to 10% of a deposit

$

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(if applicable)

The rates shown are an approximate market average for current home loan (5.5% p.a.) and savings account interest rates (4.5% p.a.).

Keep your $120,000 cash deposit with you. Here are your potential savings compared to handing over a cash deposit.

Offset account
Savings account
Total interest saved in offset
$12,000.00
The Deposit Power one-off fee*
$9,000.00
You save
$9,500.00
Total interest earned in savings
$13,000.00
The Deposit Power one-off fee*
$13,000.00
You save
$13,000.00

The calculations above show how much you could save with a deposit bond by keeping your money in a high interest savings or home loan offset account for the settlement term, compared to paying the deposit upfront.

*Your final fee will be confirmed when you apply. The figures are based on the information you have provided in the calculator, are indicative and do not take any tax implications or changes to your personal finances into account.

How the deposit bond calculator works

It’s easy to calculate the cost of a deposit bond using our free online tool. Here’s how to use our calculator and enjoy greater flexibility when buying property

  1. Simply enter the purchase price, settlement timeframe and deposit amount to get started.
  2. We’ll instantly calculate the deposit bond fee and show you the quote.
  3. You can then choose to share the quote with others.
  4. If you’re ready to proceed, apply now. (Or if you’re applying for a deposit bond on behalf of a client, log in to your portal to apply).

 

Deposit bond calculator FAQs

How does a deposit bond calculator help me anticipate costs?

Our calculator gives you a quick, accurate deposit bond quote based on your property’s purchase price and the time between exchange and settlement. Instead of guessing, the calculator instantly shows what you can expect to pay, helping you plan ahead with confidence.

Do I need loan approval to use the calculator?

No, you don’t need loan approval to use the deposit bond calculator. It simply provides a quote based on your purchase details, so you can explore your options early and plan your next steps with confidence.

Can the calculator be used for off-the-plan purchases?

Yes. The calculator works for off-the-plan purchases by factoring in longer settlement timeframes. This helps you understand the relatively low cost of a deposit bond compared to how much you could save by using a deposit bond over the term.

Can I save money using a deposit bond?

Completing a deposit bond application is quick and straightforward. Here’s what the process looks like:

  1. Get a quote: Use this online deposit bond quote calculator to enter a few basic details about your purchase and select your preferred bond term. You’ll receive an instant, no-obligation quote
  2. Submit your application: Provide the required documents for fast digital approval. Most short-term bonds are approved instantly, while long-term bonds may take a little longer if more information is needed.
  3. Pay the one-off fee: Once approved, simply pay your fee securely online. Your digital deposit bond is delivered instantly and includes a QR code you can present to your agent right away.

 

Unlock your buying power with a Deposit Power bond.

Learn what a deposit bond is and how it works.

Discover the key benefits of using a deposit bond.

See what you need to qualify for a deposit bond and how to apply.

Find out who can use a deposit bond for their property purchase.

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